About Title Insurance

A title insurance policy provides you with peace of mind. It takes the risk out of acquiring property whose legal history is unknown to you. While there should be no risks in transferring property, they do exist. Through the years, your new property may have changed hands many times through sale, inheritance, foreclosure or bankruptcy. Each transfer was an opportunity for an error in title to arise. If an error occurred, and has never come to light, it puts your title in jeopardy. You could lose your property and the money you invested in it. And, even if you successfully defend your rights of ownership, the cost in time and legal fees could be prohibitive.

Among the many risks against which title insurance protects you are:

  • Confusion from similarity of names
  • Forged documents
  • Signatures of minors or mentally incompetent persons
  • Mistakes in recording legal documents
  • Undisclosed or missing heirs
  • Fraud
  • Invalid divorces
  • Misrepresentation or marital status
  • Unpaid taxes
  • Clerical errors in public records
  • Wills not probated

A low, one time premium is all you pay to obtain the protections and peace of mind of a First American Title Insurance policy. So long as ownership remains in your name or that of your heirs, there is no additional cost. The policy is issued in an amount equal to the purchase price you pay. Of course, the greater the coverage given, the higher the premium.

Note: The above is a summary of the benefits available under a First American Title Insurance policy. Please refer to the policy itself to determine the exact benefits and the exclusions from coverage.


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Please be sure to post your open houses on the Security Title Company sponsored page with KBZK.  The Open House link is on their website at www.kbzk.com.  Select the "Open House" button and follow the instructions.

Thank you!